Coverage
Furniture Protection Plans
Protect your investment with a ServeCo furniture protection plan, available in 5- and 10-year accidental terms for furniture and adjustable bases at every Gavigan's showroom from Catonsville to Westminster. Our Total Care VIP plan goes further with a 'don't use it, you don't lose it' guarantee — file no claims and redeem store credit worth up to $499, based on your purchase amount, within 30 days of your 5-year anniversary.
Plans
Choose your term
5-Year Accidental Plan
Covers accidental damage to furniture and adjustable bases for five years from delivery, through ServeCo.
10-Year Accidental Plan
The same ServeCo accidental coverage, extended to ten years for pieces you plan to keep long-term.
Total Care VIP
Don't use it, you don't lose it
The Total Care VIP 5-year plan pairs accidental protection with a store credit guarantee: if you never file a claim, you don't lose the value of your plan. Instead, you earn store credit toward your next purchase at any Maryland Gavigan's showroom.
Credit is tiered to your original purchase amount, and must be redeemed within 30 days of your plan's 5-year anniversary. Conditions apply.

$99 credit
Minimum $199 purchase
$199 credit
Minimum $399 purchase
$299 credit
Minimum $599 purchase
$499 credit
Minimum $999 purchase
Answers
Frequently Asked Questions
Who administers Gavigan's furniture protection plans?
Our plans are administered through ServeCo, a national furniture protection provider, and cover both furniture and adjustable bases purchased from any Gavigan's showroom in Maryland.
What's the difference between the 5-year and 10-year plans?
Both cover accidental damage to your furniture and adjustable bases; the 10-year plan simply extends that same accidental coverage twice as long for pieces you plan to keep.
What is the Total Care VIP plan's store-credit guarantee?
It's our "don't use it, you don't lose it" guarantee — if you don't file a claim, you get store credit based on your purchase amount: $99 credit on a minimum $199 purchase, up to $499 credit on a minimum $999 purchase. Conditions apply.
When do I redeem the store credit?
Store credit must be redeemed within 30 days of your plan's 5-year anniversary. Mark your calendar so you don't miss the window at your nearest Gavigan's showroom.
Can I add a protection plan to any purchase?
Protection plans can be added to furniture and adjustable base purchases at any of our Catonsville, Frederick, Bel Air, Glen Burnie, Towson, or Westminster showrooms, alongside delivery or warehouse pickup.
See it, sit on it, feel the difference.
Visit one of our six Maryland showrooms, or book a one-on-one appointment with a design associate.
